I’m Catherine Sedlacek-Lewis. I help people understand how Medicare actually works, see every option in front of them, and choose coverage that fits their health, their budget, and their life — not just a plan someone sold them.
Most conversations take about 15 minutes. There’s no cost and no obligation — ever.
Between Parts A, B, C, and D, Medigap, enrollment windows, and a mailbox full of look-alike offers, it’s genuinely hard to know what applies to you. That confusion is normal. It’s also fixable in one conversation.
Nobody sat you down and explained what A, B, C, and D actually cover, or how they work together.
Enrollment windows carry real penalties, and it’s not always obvious which one applies to your situation.
Most of what lands in your mailbox is trying to sell you something specific — before you even understand the options.
No sales pitch on the first call. Just a straight, patient walk-through so you can make a decision you’re actually comfortable with.
Parts A, B, C, D, Medigap, timing, and penalties — explained in plain language, so you know what each piece actually does before you decide anything.
I’ll walk you through what’s actually available to you, side by side, so you’re comparing real choices instead of guessing from a flyer.
Your health needs, your budget, your doctors, your travel — we match coverage to how you actually live, not a one-size answer.
You bring the questions. I’ll bring the clarity.
I work as an independent licensed insurance agent, which means I’m not tied to selling you one particular plan. My job is to make sure you understand your options well enough to choose with confidence.
There’s no cost to talk with me, and reaching out doesn’t commit you to anything. I’d simply rather you have a clear picture than an incomplete one.
New to Medicare and want it explained before you have to choose anything.
Leaving employer coverage and need to understand what replaces it and when.
Not sure your current coverage still fits your health or your budget.
Supporting a parent or spouse through their Medicare decisions and want a second set of eyes.
Reach out however is easiest for you. I personally read and return every call, text, and email — no call center, no script.